Retirement | Lord Abbett

Insights

One egg missing from dozen -- IRAs: What You Need to Know about the 10% Early Distribution Penalty

Insight

May 01, 2025

IRAs: What You Need to Know about the 10% Early Distribution Penalty

The penalty kicks in if you tap your IRA before you reach age 59½—but there are a number of key exceptions to the rule.

golden field of wheat - Figuring the Final RMD after an IRA Owner's Death

Insight

April 01, 2025

Figuring the Final RMD after an IRA Owner's Death

Here’s a look at the updated rules that apply for a “year-of-death” required minimum distribution from an account owner’s IRA.

Path through forest - Retirement, HSA & Coverdell Accounts: Key Moves to Make Before April 15

Insight

March 05, 2025

Retirement, HSA & Coverdell Accounts: Key Moves to Make Before April 15

Ahead of Tax Day, here are some steps that have the potential to maximize the benefits of these tax-advantaged savings vehicles.

Shift lever showing car in reverse gear - When Should You Move Forward with a Reverse Rollover/

Insight

February 12, 2025

When Should You Move Forward with a Reverse Rollover?

There are many factors to consider before moving funds from an IRA into a 401(k) plan.

For Qualified Charitable Distributions, Timing Is Everything

Insight

January 06, 2025

For Qualified Charitable Distributions, Timing Is Everything

Careful planning can help maximize tax benefits from Qualified Charitable Distributions (QCD), which are tax-free withdrawals from IRAs earmarked for qualifying charities.

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Retirement Savings Solutions

Traditional IRA

A traditional IRA is an account that allows individuals to save for retirement on a tax-deferred and potentially tax-deductible basis.

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Roth IRA

A Roth IRA offers income qualified investors of any age to save for their retirement. Contributions are made with after-tax dollars and offer the potential of tax-free withdrawals, plus there are no required minimum distributions.

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Rollover IRA

A rollover IRA is established through a transfer of assets from a former employer’s qualified retirement plan.

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SEP IRA

A Simplified Employee Pension Plan (SEP) enables small business owners to offer a flexible, low-maintenance, and cost-effective retirement savings plan.

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Coverdell ESA

A Coverdell ESA is a tax-advantaged account that helps families save for a child’s education—K-12 and higher education.

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Payroll Deduction IRA

A Payroll Deduction IRA offer employees via payroll deduction an easy and convenient way to save for retirement.

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Retirement Calculators

Use these calculators to help your clients address a wide range of retirement planning needs.

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IRA FAQs

To stay informed, explore our list of frequently asked questions regarding Individual Retirement Accounts (IRAs).

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Related Forms

Access and learn more about the most commonly used forms for Individual Retirement Accounts (IRAs).

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Webinars

Apr

2

On Demand

Apr 2, 2025 01:00 PM EDT

Actionable Roth Account Strategies: A Vehicle for Pursuing Tax-Free Retirement Income

Dec

12

On Demand

Dec 12, 2024 01:00 PM EST

2024 Year in Review: Important Changes Affecting Retirement Accounts

CE Credit

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Important Information

The information presented in this section is intended for general information and is not intended to be relied upon and should not be relied upon, as financial, legal or tax advice for any particular investor. We strongly recommend that you contact your financial, legal or tax advisor regarding your particular tax situation.

The information presented in this section is not written or intended to be used, and cannot be used, for the purpose of avoiding any tax liabilities or penalties.

To comply with Treasury Department regulations, we inform you that, unless otherwise expressly indicated, any tax information contained herein is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding penalties that may be imposed under the Internal Revenue Code or any other applicable tax law, or (ii) promoting, marketing, or recommending to another party any transaction, arrangement, or other matter.